# Money Laundering (*pinigų plovimas*)

> Turn dirty money items (`bandsofnotes`, `stacksofcash`) into clean cash via an NPC laundromat. Pug-moneywash.

![Screenshot: the wash NPC standing in their meet-and-greet location](../screenshots/04-economy/wash-npc-startped.png)
*Screenshot needed: the wash NPC at the meet-and-greet location, ideally with a player approaching.*

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## Why wash money?

Some loot drops as **dirty money items** rather than cash:

- `bandsofnotes` — small bundle. Each note ~$80–115 after wash.
- `stacksofcash` — larger stack. Each stack ~$120–152 after wash.

These items can't be spent at most NPCs or stores. To unlock value:

1. Take them to the *skalbėjas* (wash NPC)
2. Convert to a `moneyorder`
3. Travel to the laundromat interior
4. Exchange the order for clean cash

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## The wash flow

### Step 1: Meet the *skalbėjas*

There's an NPC (configurable model, often a `g_m_m_chiboss_01`) at a fixed location — usually a quiet courtyard or alley. Your tablet or chat hint points you there.

- Walk up
- Use ox_target → "Pakalbėti" (Talk)
- Menu opens

### Step 2: Create a money order

- Menu → "Create money order"
- Hand over your dirty money items
- Get a `moneyorder` item in return
- Note: a money order has a **20-minute run timeout** — exchange it within 20 min or it expires

![Screenshot: ox_lib menu showing wash NPC options](../screenshots/04-economy/wash-npc-menu.png)
*Screenshot needed: the wash NPC interaction menu in ox_lib style.*

### Step 3: Travel to the laundromat

The wash NPC gives you a waypoint. The laundromat is at a different location — usually an instanced interior bucket.

- Drive / walk there
- Enter the marked building
- You're loaded into an **instanced interior** (bucket 300–999) — only your group sees this version
- A camera filter applies (subtle film-noir effect) for ambiance

### Step 4: Exchange the order

- Inside the laundromat, walk to the exchange counter
- Use ox_target → "Iškeisti pinigų orderį"
- The order is consumed
- Cash is added to your wallet (minus tax)

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## Wash rates

Default rates (configurable per server):

| Item | Cash range per item |
|---|---|
| `bandsofnotes` | $80 – $115 |
| `stacksofcash` | $120 – $152 |

You can wash **multiple items in one order**:

- Max amount per order: 400 `bandsofnotes` OR 300 `stacksofcash`
- Wash 100 `bandsofnotes` → $8,000 – $11,500 in one trip

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## Tax

Default tax: **1% of total wash amount**.

This is automatically deducted before payout. The 1% goes to a server-wide sink (or could be redirected to gang treasury if your server's config supports it).

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## Cooldowns

- **Cooldown between exchanges:** 20 seconds (anti-grief)
- **Run timeout:** 20 minutes from money-order creation
- If you don't exchange within 20 min, the order expires (item destroyed, items lost)

> ⚠️ **Don't make a money order if you're not ready to deliver.** Better to wait until you're free.

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## Cop attention (if `lt_wash_burned` is installed)

A planned sidecar may add: if cops are within 100m at exchange time, 15–35% of your payout gets confiscated.

- 0 cops nearby → 0% burn
- 1 cop within 100m → 15% burn
- 2+ cops within 75m → 25% burn
- Any cop within 50m → 35% burn

Strategy: check the cop count (TAB → see online players) before going to exchange. If 3+ cops are online, wait or pick a quiet hour.

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## Where to get dirty money

`bandsofnotes` and `stacksofcash` are loot drops from:

- pug-gangs raid contracts (high yield)
- pug-gangs NPC robberies (occasional bonus item)
- Pug-drugsales sales (every successful sale pays in `bandsofnotes` by default)
- Black market deals
- Player-trades

So washing is the **endpoint** of the crime economy — every loop eventually feeds into it.

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## Tips

- **Stack up.** Don't wash 5 `bandsofnotes` at a time — wait until 50 or 100. Saves trips.
- **Wash at quiet hours.** Fewer cops online = lower risk of `lt_wash_burned` penalties
- **Don't carry a money order through war zones.** If you die, the order disappears with your inventory
- **The interior bucket is safe.** No one outside your group can enter — perfect for a quick wash + escape
- **The camera filter is just ambiance.** It doesn't affect gameplay. Embrace it.

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## Related

- [drug-dealing.md](drug-dealing.md) — pug-drugsales pays in dirty money
- [black-market.md](black-market.md) — buying with dirty or clean
- [../06-systems/items.md](../06-systems/items.md) — full item reference
- [../05-crime-loops/raid-contracts.md](../05-crime-loops/raid-contracts.md) — raids drop dirty money